What our members say about us
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New member discount
We're discounting the premiums that you pay when you purchase a new health insurance plan commencing on or before 31 December 2023. The 15% discount applies to your first year's premium, and when you renew your plan, we'll discount your renewal premium by 7.5%. The discount applies automatically, so you don't need to reference a promo code or specifically request the discount. Individuals and families will receive the discount, but customers in the United Kingdom, Hong Kong and UAE are not eligible. (NB We're running a separate promotion if you're living in the UAE.)
How the discount works
Our experience with William Russell has been top-notch. In over 10 years with your company, we’ve always been pleasantly surprised with the service we receive, so thanks once again.
L.B., Malawi
Member with William Russell
1/3
I would like to take the opportunity to thank you personally for the good work you and your team have carried out in handling our claims. We have found your personal intervention to be of great assistance and would like to commend your company.
R.F., UAE
Member with William Russell
2/3
Thank you so much - you have put our minds at rest. I very much appreciate the personal touch to your service - this is very rare with insurers and is exactly why we deal with William Russell.
A.K., Indonesia
Member with William Russell
3/3
How the discount works
We're discounting Our health plans
30-day money back guarantee
If you're not completely satisfied with us or your plan, we'll fully refund you if you cancel within 30 days.
Unbeatable member experience
Members rate us highly for our personal service. Given we have more advisers per 1,000 members than any of our competitors, it's easy to see why!
Plans insured By Allianz
When you buy a plan with us, you're insured by a company belonging to the largest financial services group in the world.
Learn more about our plans
Access to private healthcare with English-speaking doctors, no matter where you live and work.
International health insurance
Protection for your family's financial security, with annually-renewable life insurance for expats.
International life insurance
Secure a replacement income for if you cannot work due to an illness or injury.
International income protection
Our mission
We've been the original health partner for expats & global employers for more 29 years, now. Think about it. Imagine how good you’d be at international health insurance if you’d been doing it every day since 1992! Good health is key to well-being and satisfaction in this life, so we designed our plans to make good health possible. Our benefits give our members access to the best hospitals and doctors, wherever they’re living and working.
- This Promotion is available to individuals, families and businesses who take out a health insurance policy with William Russell Europe SRL and become members of the William Russell Association for Health, Financial Protection and Well-Being.
- When eligible for the Promotion, these customers will receive a 15% discount from our standard premium rates on their first year’s insurance premium.
- The Promotion is available to applicants for new policies commencing on or after 15 July 2021 and lasts until 31 December 2023. To be eligible for the 15% discount, customers must purchase their policy and commence cover on or before 31 December 2023.
- The 15% discount will apply to the first annual premium only. New members eligible for the 15% discount will also receive a 7.5% discount on their renewal premium. Further renewal premiums will be based on our standard rates.
- Eligibility for the Promotion is subject to acceptance by our underwriters, which will be at the sole discretion of our underwriters.
- The Promotion is not available to individuals, families or businesses resident in the United Kingdom, Hong Kong or the UAE. There is, however, a separate promotion for individuals, families and businesses resident in the UAE. Please note insurance policies in the UAE are issued and insured by Dubai Insurance Company psc, not William Russell.
- The Promotion is not available to individuals, families or businesses who have a health insurance policy currently in force with William Russell Europe SRL or William Russell Limited, or who have had a health insurance policy in force with William Russell Europe SRL or William Russell Limited in the past 30 days.
- We reserve the right to alter the terms and conditions of the Promotion or withdraw the Promotion at any time.
- This Promotion is available to individuals, families and businesses who take out a health insurance policy with William Russell Europe SRL and become members of the William Russell Association for Health, Financial Protection and Well-Being.
- When eligible for the Promotion, these customers will receive a 15% discount from our standard premium rates on their first year’s insurance premium.
- The Promotion is available to applicants for new policies commencing on or after 15 July 2021 and lasts until 31 December 2023. To be eligible for the 15% discount, customers must purchase their policy and commence cover on or before 31 December 2023.
- The 15% discount will apply to the first annual premium only. New members eligible for the 15% discount will also receive a 7.5% discount on their renewal premium. Further renewal premiums will be based on our standard rates.
- Eligibility for the Promotion is subject to acceptance by our underwriters, which will be at the sole discretion of our underwriters.
- The Promotion is not available to individuals, families or businesses resident in the United Kingdom, Hong Kong or the UAE. There is, however, a separate promotion for individuals, families and businesses resident in the UAE. Please note insurance policies in the UAE are issued and insured by Dubai Insurance Company psc, not William Russell.
- The Promotion is not available to individuals, families or businesses who have a health insurance policy currently in force with William Russell Europe SRL or William Russell Limited, or who have had a health insurance policy in force with William Russell Europe SRL or William Russell Limited in the past 30 days.
- We reserve the right to alter the terms and conditions of the Promotion or withdraw the Promotion at any time.
OFF
15% discount when you buy a new health insurance plan starting on or before 31 December 2023, with 7.5% off your renewal premium.
30-day money back guarantee
If you're not completely satisfied with us or your plan, we'll fully refund you if you cancel within 30 days.
Unbeatable member experience
Members rate us highly for our personal service. Given we have more advisers per 1,000 members than any of our competitors, it's easy to see why!
Plans insured By Allianz
When you buy a plan with us, you're insured by a company belonging to the largest financial services group in the world.
Who we cover
Our international health insurance plans are excellent for ambitious, solo expats or couples looking for a better life or exciting work opportunities abroad.
Expat individuals & professionals
Raising children abroad can be a safe, rewarding, and memorable experience. We also offer discounts to families insuring two or more children.
Couples planning a family & established families
If more than 50% of your workforce are expats, we can cover your employees under a single health plan. We can tailor a health plan for all or just a certain category of employees.
Businesses & employers
The right health plan depends on your circumstances. Are you a young professional jetting off to Australia for a two-year work assignment, or are you relocating your family permanently to Southeast Asia?
William Russell Europe SRL is registered at Place Marcel Broodthaers 8, B-1060 Saint-Gilles, Brussels and is registered in Belgium with the Financial Services & Markets Authority (no. 0731.975.658 RPM) as a limited liability company with share capital of €30,000. William Russell Europe SRL is a mandated underwriter for AWP Health & Life SA. The UK branch of William Russell Europe SRL is registered at William Russell House, The Square, Lightwater, Surrey, GU18 5SS, UK. The UK branch is authorised & regulated by the Financial Conduct Authority (FCA), reference no. 973067. William Russell Ltd is authorised & regulated in the UK by the FCA, reference number 309314, and is registered in England & Wales at William Russell House, The Square, Lightwater, Surrey, GU18 5SS.
William Russell Europe SRL is registered at Place Marcel Broodthaers 8, B-1060 Saint-Gilles, Brussels and is registered in Belgium with the Financial Services & Markets Authority (no. 0731.975.658 RPM) as a limited liability company with share capital of €30,000. William Russell Europe SRL is a mandated underwriter for AWP Health & Life SA. The UK branch of William Russell Europe SRL is registered at William Russell House, The Square, Lightwater, Surrey, GU18 5SS, UK. The UK branch is authorised & regulated by the Financial Conduct Authority (FCA), reference no. 973067. William Russell Ltd is authorised & regulated in the UK by the FCA, reference number 309314, and is registered in England & Wales at William Russell House, The Square, Lightwater, Surrey, GU18 5SS.
